Insurance Enrollment

Insurance Enrollment

Why do I need health insurance?
At CHI Memorial, we believe having health insurance is one step toward a healthier, happier life.  

That’s why it’s important to enroll in health insurance.
The Affordable Care Act was created to ensure everyone can get the healthcare they need regardless of their budget, even if they are sick or have a prior health issue. If you do not enroll in health insurance, you will be required to pay a fee.

If you’re one of the remaining uninsured, start shopping for an insurance plan that fits your needs and budget – you may qualify for low-cost or free insurance.

For coverage starting in 2016, you can enroll now through January 31, 2016.

How do I enroll?
The many ways to enroll, including the following:

  • Online at healthcare.gov
  • Over the phone at 1-800-318-2596
  • By a paper application found online at marketplace.cms.gov

Spanish speakers can find assistance at cuidadodesalud.gov.

Which plan should I choose?
On healthcare.gov, you will be able to compare between different levels of healthcare plans from a variety of insurance providers. Each will have different amounts of coverage and different monthly premiums. Only one simple application is required.

How much will health insurance actually cost?
The cost of health insurance depends on your age, gender, income and tobacco use as well as the plan you choose.

Visit getcoveredamerica.org/calculator/ to estimate the cost of your health insurance as well as the potential benefits.

What will my health insurance plan include?
All marketplace plans must cover the following list of preventive services without charging you additional fees (copayment or coinsurance), even if you haven't paid your yearly deductible.
However, you must receive these services from a healthcare provider in your network. Screenings are also available based on certain criteria and conditions.

Preventative Screenings For All Adults

  1. Abdominal aortic aneurysm one-time screening
  2. Alcohol misuse screening and counseling
  3. Aspirin use
  4. Blood pressure screening
  5. Cholesterol screening
  6. Depression screening
  7. Diabetes (Type 2) screening
  8. Diet counseling
  9. HIV screening
  10. Vaccines and immunizations
  11. Obesity screening and counseling
  12. Sexually transmitted infection (STI) prevention counseling
  13. Syphilis screening
  14. Tobacco use screening

Preventative Screening For Women

  1. Anemia screening
  2. Breast cancer genetic test counseling (BRCA)
  3. Breast cancer mammography screenings
  4. Breast cancer chemoprevention counseling
  5. Breastfeeding comprehensive support and counseling
  6. Cervical cancer screening
  7. Chlamydia infection screening
  8. Contraception
  9. Domestic and interpersonal violence screening and counseling
  10. Folic acid supplements
  11. Gestational diabetes screening
  12. Gonorrhea screening
  13. Hepatitis B screening
  14. HIV screening and counseling
  15. Human papillomavirus (HPV) test
  16. Osteoporosis screening
  17. Rh incompatibility screening
  18. Sexually transmitted infection (STI) counseling
  19. Syphilis screening
  20. Tobacco use screening and interventions
  21. Urinary tract or other infection screening
  22. Well-women visits

Preventative Screenings For Children

  1. Alcohol and drug use assessments for adolescents
  2. Autism screening
  3. Behavioral assessments
  4. Blood pressure screening
  5. Cervical dysplasia screening
  6. Depression screening
  7. Developmental screening
  8. Dyslipidemia screening
  9. Fluoride chemoprevention supplements
  10. Gonorrhea-preventative medication
  11. Hearing screening
  12. Height, weight and body mass index measurements
  13. Hematocrit or hemoglobin screening
  14. Hemoglobinopathies or sickle cell screening
  15. HIV screening
  16. Hypothyroidism screening
  17. Immunization vaccines
  18. Iron supplements
  19. Lead screening
  20. Medical history
  21. Obesity screening and counseling
  22. Oral health risk assessment
  23. Phenylketonuria (PKU) screening
  24. Sexually transmitted infection (STI) prevention counseling and screening
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